FAQ

1. Who is EZ Funding Solutions?
EZ Funding is the only NAGGL (Certified (National Association of Government Guaranteed Lenders) Credit-Certified Business-Finance Advisory and Consulting Company that helps both Borrowers and Banks with various Advisory and Consulting Services, all under one umbrella.
2. Is EZ Funding a loan broker?
EZ Funding Solutions is not a loan broker. In fact, we are lot more than a loan broker. We are a NAGGL Certified Consulting Company with 10 Advisory and Consulting Services focusing around Improving Numbers or Business Health to either get financing, build equity, or grow a business. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com
3. What does EZ Funding Consult on?
For Entrepreneurs, EZ Funding offers five consulting services on various aspects of Business, from making businesses bankable for financing or growth to How To’s, what to expect, terms, documentation, etc. Please visit our Business Services section for more information. For Banks, EZ Funding offers four services. Please visit our Partner-Banks section for more details.
4. Can I get a loan for starting a Business?

Yes. Start-ups technically would come under SBA Programs. There are different types of SBA loans. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

5. Can I get a loan for buying a Business?

Yes.  You may qualify for a Conventional Loan if you have strong Cash Flow, 100% Collateral, and Credit Scores above 700. If one or two are missing, you may qualify for an SBA loan. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

6. Do I need collateral to apply for a Business Loan?

Conventional Loans require collateral, but under certain SBA loan programs, you may not need collateral. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

7. How much down payment do I need for a Business Loan?

Down payment will vary depending on many variables (factors) such as Project Cost, historical Cash Flow, Credit Scores, Collateral, Starting a Business or Buying a Business, Cross Corporate Guarantees, Owner Occupancy, etc. Usually, 10% to 25%, depending on all the factors stated above. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

8. If I want to start a business of my own, how do I start the process?

If you are looking to start a business, ask us about our Business Advisory Service, here you can find out everything about starting your Business.  And you may be able to get SBA loans for start-up businesses with or without collateral. Contact us for more details.

9. Can I get a construction loan?

Yes, there are construction loans for owner-occupied properties, leasehold improvements, or investment properties.  There are different restrictions and pre-requisites for each. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

10. How long does it take to close Business Loans?

There are different types of Business Loans. Times vary depending on many factors, amount of loan, loan or line, type of lender, levels or approvals at banks, closing due diligence, how many people touch your loan file, etc.  Please inquire about our Business Loan Advisory Service to get all details.

11.Can I get Business Loans in other states?

It depends on the type of project. If conventional, you may want to look for local banks.  If the project doesn’t qualify for a traditional loan, you may qualify for SBA funding. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

12. Can I get financing to buy my business partner?

Yes, but it has some stipulations. You may not qualify under conventional loans but may under SBA loans. Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

13. If my Business Revenue is down, can I still qualify for a Business Loan?

Yes, but it depends on what you are doing to improve the revenue.  Ask us about our Business Loan Advisory Service to get more details.

14. Can you help if I need to make Business Projections?

Yes, ask us about our Projection-Analysis Service for more details and pricing.

15. Does EZ Funding make Business Plans?

Yes.  Ask us about our Business Plan Service.

16. If my Business Revenue has been affected by COVID19, can I still qualify for a Business Loan?

Yes, you may, under certain guidelines and if you meet some pre-requisites.  Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

17. If I am selling my Business, can EZ Funding help my buyer secure funding?

Yes, but first, we have to make your business financials bankable.  Ask us about our Acquisition Evaluation with Loan Service or Discovery Analysis Service.

18. If I am thinking about getting working capital for my growing Business, can EZ Funding help?

Yes, ask us about our Discovery Analysis Service to see if you qualify for a working capital loan.

19. As a bank, if I need Projections for a loan, can EZ Funding help?

Yes, as a bank, ask us about our Projection-Analysis with Business Model Service and pricing.

 

20. If I am looking to buy a property or a business, can EZ Funding help, and when should I call them?

You should call EZ Funding right in the beginning as we can set your expectations, teach you how to talk to buyers, approach the right lawyers, accountants, etc., all of these you will need when buying a property or Business. Ask us about our Business Loan Advisory Service and our Networking or Partner Programs.

21. What is Owner-Occupancy vs. Non-Owner Occupancy?

If you occupy 51% of total space, it can be classified as Owner Occupied, but if you do not occupy or intend to occupy 51% of the space, it will be classified as Non-Owner Occupied.

22.Can EZ Funding do a seminar or a webinar for my organization?

Yes, we do webinars, seminars, and Panel discussions all the time.  Please inquire about our Seminars and Webinar Service for more details.

23. Does EZ Funding have educational platforms?

Yes, Contact us for further details by calling 732-384-3366 or email us at inquiry@ezfundingsolutions.com

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